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Brewster's Millions
Brewster's Millions

Chapter XII · Chapter 12

Chapter 12 of Brewster's Millions is here in full — 98 sentences across 20 reading sections, with audio for every sentence and word.

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Context Illustration Reading 1/19 · 5 lines
English subtitles · tap any word to listen 1 / 5
A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.
One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.
Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.
Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.
Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.
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LEARNER DICTIONARY
Archivist
/ˈɑːrkɪvɪst/
Editorial verification pending

A keeper or guardian of historical records and memories.

Brewster's Millions

Chapter XII · Chapter 12

Chapter 12 of Brewster's Millions is here in full — 98 sentences across 20 reading sections, with audio for every sentence and word.

Reading 1/19 · 5 reading units · Lines 1–5

Line 1
A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.
Line 2
One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.
Line 3
Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.
/mɪˈsmænɪdʒmənt wɑːz ðə kɑːz ənd ðə kəˈlæps keɪm ɑːn ˈfraɪdi ðə ˈθɜːr.tiːnθ deɪ ʌv ðə mʌnθ/
Line 4
Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.
/ˈniːdləs tuː seɪ ɪt dɪˈstrɔɪd ˈevəri ˈvestɪdʒ ʌv ðə ˌsuːpərˈstɪʃən hiː meɪ hæv hæd rɪˈɡɑːrdɪŋ ˈfraɪdi ənd ðə ˈnʌmbər ˈθɜːrˈtiːn/
Line 5
Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

Learner Dictionary

These definitions explain words found in the current reading and keep every example grounded in its original sentence.

Oxford-style entry order: headword, part of speech, US IPA, concise definition, contextual example, and audio.

collapse noun US /kəˈlæps/

an abrupt failure of function or complete physical exhaustion

From this reading “Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.”

Mismanagement noun US /mɪˈsmænɪdʒmənt/

management that is careless or inefficient

From this reading “Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.”

Needless adjective US /ˈniːdləs/

unnecessary and unwarranted

From this reading “Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.”

suspend verb US /səˈspend/

hang freely

From this reading “Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.”

thirteenth adjective US /ˈθɜːr.tiːnθ/

Constituting number thirteen in a sequence.

From this reading “Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.”

transaction noun US /trænˈzækʃən/

the act of transacting within or between groups (as carrying on commercial activities)

From this reading “Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.”

vestige noun US /ˈvestɪdʒ/

an indication that something has been present

From this reading “Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.”

windfall noun US /ˈwɪndfɔːl/

fruit that has fallen from the tree

From this reading “A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.”

All words in this reading · 68

Every word in these five lines is listed here, and every one of them can be played on its own.

Dictionary details are shown only when verified; these are not licensed Oxford entries.

100,000

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

AdeterminerUS /ə/

used before a singular noun to mean one of a group, when it is not a particular one

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

affairsnounUS /əˈferz/

matters of personal concern

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

andconjunctionUS /ənd/

used to join words or parts of a sentence that go together

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

balanceverbUS /ˈbæləns/

bring into balance or equilibrium

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

banksnounUS /bæŋks/

English botanist who accompanied Captain Cook on his first voyage to the Pacific Ocean (1743-1820)

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

benefitnounUS /ˈbenəfɪt/

financial assistance in time of need

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

Brewster

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

byprepositionUS /baɪ/

showing who or what does the action

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

cameverbUS /keɪm/

inflected form of “come” — move toward, travel toward something or somebody or approach something or somebody

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

causenounUS /kɑːz/

events that provide the generative force that is the origin of something

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

collapsenounUS /kəˈlæps/

an abrupt failure of function or complete physical exhaustion

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

daynounUS /deɪ/

time for Earth to make a complete rotation on its axis

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

depositedverbUS /dəˈpɑːzɪtɪd/

past form of “deposit” — put, fix, force, or implant

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

depthsnounUS /depθs/

(plural) the deepest and most remote part

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

despairnounUS /dɪˈsper/

a state in which all hope is lost or absent

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

destroyedadjectiveUS /dɪˈstrɔɪd/

spoiled or ruined or demolished

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

everydeterminerUS /ˈevəri/

all the members of a group, with none left out

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

failedverbUS /feɪld/

past form of “fail” — fail to do something; leave something undone

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

financialadjectiveUS /fəˈnænʃəl/

involving financial matters

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

fivenounUS /faɪv/

the cardinal number that is the sum of four and one

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

FridaynounUS /ˈfraɪdi/

the sixth day of the week; the fifth working day

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

FRIENDnounUS /frend/

a person you know well and regard with affection and trust

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

hadauxiliary verbUS /hæd/

the past form of “have”, used to form the past perfect

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

haveauxiliary verbUS /hæv/

used with a past participle to form the perfect tenses

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

hepronounUS /hiː/

a man, boy, or male animal already mentioned, as the subject

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

himpronounUS /hɪm/

the male already mentioned, as the object of a verb or preposition

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

hisdeterminerUS /hɪz/

belonging to a man, boy, or male animal already mentioned

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

hopenounUS /hoʊp/

a specific instance of feeling hopeful

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

INprepositionUS /ɪn/

inside something, or within a place, period, or state

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

inspiredadjectiveUS /ˌɪnˈspaɪərd/

being of such surpassing excellence as to suggest inspiration by the gods

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

ItpronounUS /ɪt/

a thing, animal, or idea already mentioned

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

legitimateadjectiveUS /ləˈdʒɪtəmət/

of marriages and offspring; recognized as lawful

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

maymodal verbUS /meɪ/

used to say something is possible, or to give permission

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

mightmodal verbUS /maɪt/

used to say something is possible but not certain

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

MismanagementnounUS /mɪˈsmænɪdʒmənt/

management that is careless or inefficient

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

moneynounUS /ˈmʌni/

the most common medium of exchange; functions as legal tender

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

monthnounUS /mʌnθ/

one of the twelve divisions of the calendar year

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

NEEDnounUS /niːd/

a condition requiring relief

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

NeedlessadjectiveUS /ˈniːdləs/

unnecessary and unwarranted

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

numbernounUS /ˈnʌmbər/

the property possessed by a sum or total or indefinite quantity of units or individuals

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

ofprepositionUS /ʌv/

belonging to, or connected with, somebody or something

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

onprepositionUS /ɑːn/

touching and supported by a surface

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

OnepronounUS /wʌn/

used to mean any person in general, including the speaker

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

operationsnounUS /ˌɑːpərˈeɪʃənz/

financial transactions at a brokerage; having to do with the execution of trades and keeping customer records

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

outadjectiveUS /aʊt/

not allowed to continue to bat or run

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

overprepositionUS /ˈoʊvər/

above and across; more than

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

proveverbUS /pruːv/

be shown or be found to be

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

regardingverbUS /rɪˈɡɑːrdɪŋ/

-ing form of “regard” — deem to be

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

sayverbUS /seɪ/

express in words

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

someadjectiveUS /sʌm/

(quantifier) used with either mass nouns or plural count nouns to indicate an unspecified number or quantity

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

superstitionnounUS /ˌsuːpərˈstɪʃən/

an irrational belief arising from ignorance or fear

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

suspendverbUS /səˈspend/

hang freely

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

thatconjunctionUS /ðæt/

used to introduce what somebody said, thought, or felt

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

thedeterminerUS /ðə/

used before a noun that is already known, already mentioned, or the only one of its kind

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

thempronounUS /ðem/

the people or things already mentioned, as the object

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

therebyadverbUS /ˈðerˈbaɪ/

by that means or because of that

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

thirteennounUS /ˈθɜːrˈtiːn/

the cardinal number that is the sum of twelve and one

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

thirteenthadjectiveUS /ˈθɜːr.tiːnθ/

Constituting number thirteen in a sequence.

From this reading Mismanagement was the cause and the collapse came on Friday, the thirteenth day of the month.

toparticleUS /tuː/

used before the base form of a verb to make the infinitive

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

transactionnounUS /trænˈzækʃən/

the act of transacting within or between groups (as carrying on commercial activities)

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

vestigenounUS /ˈvestɪdʒ/

an indication that something has been present

From this reading Needless to say, it destroyed every vestige of the superstition he may have had regarding Friday and the number thirteen.

wasauxiliary verbUS /wɑːz/

the past form of “be” used with I, he, she, it, or a singular noun

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

whichpronounUS /wɪtʃ/

used to introduce a clause giving more about a thing just mentioned

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

whileconjunctionUS /waɪl/

during the time that

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

wildadjectiveUS /waɪld/

marked by extreme lack of restraint or control

From this reading Brewster had money deposited in five banks, a transaction inspired by the wild hope that one of them might some day suspend operations and thereby prove a legitimate benefit to him.

windfallnounUS /ˈwɪndfɔːl/

fruit that has fallen from the tree

From this reading A FRIEND IN NEED It was while Brewster was in the depths of despair that his financial affairs had a windfall.

wipedverbUS /waɪpt/

past form of “wipe” — rub with a circular motion

From this reading One of the banks in which his money was deposited failed and his balance of over $100,000 was wiped out.

Chapter 12 of Brewster's Millions by George Barr McCutcheon holds 98 sentences, grouped into 20 reading sections of at most 5 sentences. The text is the public-domain source, unabridged, and the chapter records which sentences cover which part of the work so that nothing is dropped. Every word can be tapped for its pronunciation and dictionary entry.

What does chapter 12 of Brewster's Millions contain?

Chapter 12 holds 98 sentences of Brewster's Millions, unabridged, divided into 20 reading sections.

This page carries chapter 12 of Brewster's Millions by George Barr McCutcheon exactly as it stands in the public-domain source edition, without abridgement. It runs to 98 sentences, grouped into 20 sections of at most 5 sentences so that a reader can take the chapter in steady, finishable pieces. The chapter also stores a coverage record mapping every one of its sentences to a part of the work, which is how the edition demonstrates that no line was dropped.

How do I study chapter 12 of Brewster's Millions?

Work through the 20 sections in order, replaying any sentence and tapping unfamiliar words for their entries.

Each of the 20 sections in this chapter is short enough to read once, hear once, and then re-read with the vocabulary in view. Tapping a word plays it alone and opens its dictionary entry with IPA, part of speech and meaning, so the reader is never forced to guess a pronunciation from spelling. Working section by section keeps a long chapter from becoming an undifferentiated wall of text, which is the usual reason a reader abandons a work of this period.

Can chapter 12 be read aloud to me?

Yes — every sentence and every individual word in chapter 12 can be played aloud in United States English.

Audio covers the whole chapter: any sentence can be played, and any single word within it can be played on its own. The voice uses United States English. For a work of this period that matters, because spelling is an unreliable guide to pronunciation for vocabulary that has fallen out of daily use, and a learner who guesses wrong tends to keep the error. Hearing the word in its own sentence, and then alone, settles it.

Questions about reading Brewster's Millions

Common questions about reading Brewster's Millions by George Barr McCutcheon on this page, its source edition and its audio.

Is this the complete text of Brewster's Millions?

Yes. All 4005 sentences of Project Gutenberg eBook #4709 are kept, with a record of which sentences cover which part.

Which edition of Brewster's Millions is used?

Project Gutenberg eBook #4709, a public-domain edition. The Project Gutenberg header, footer and licence are removed.

How long does Brewster's Millions take to read?

About 333 minutes of reading across 801 sections of 5 sentences each, at an unhurried pace.

How to read Brewster's Millions section by section

How to work through Brewster's Millions section by section, using the audio and the tap-to-define vocabulary.

  1. Open a chapter

    Choose one of the 33 chapters of Brewster's Millions to begin.

  2. Read one section

    Each section holds 5 sentences; read it once through.

  3. Listen and tap

    Play the section aloud, then tap any unfamiliar word for its entry.

Vocabulary met early in Brewster's Millions

Words and structures a reader meets early in Brewster's Millions, each tappable for pronunciation and meaning.

Montgomery
A word that appears in the opening chapter of Brewster's Millions; the reader can tap it to hear it and see its dictionary entry.
Brewster
A word that appears in the opening chapter of Brewster's Millions; the reader can tap it to hear it and see its dictionary entry.
Longer
A word that appears in the opening chapter of Brewster's Millions; the reader can tap it to hear it and see its dictionary entry.
Prospects
A word that appears in the opening chapter of Brewster's Millions; the reader can tap it to hear it and see its dictionary entry.