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State of the Union Addresses of Barack Obama, 2009-2016
State of the Union Addresses of Barack Obama, 2009-2016

Chapter II

Chapter 2 of State of the Union Addresses of Barack Obama, 2009-2016 is here in full — 425 sentences across 85 reading sections, with audio for every sentence and word.

Cover illustration for State of the Union Addresses of Barack Obama, 2009-2016
Context Illustration Reading 1/85 · 5 lines
English subtitles · tap any word to listen 1 / 5
We need to make sure consumers and middle class families have the information they need to make financial decisions.
We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.
Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.
But we cannot let them win this fight.
And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.
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AI-generated narration by OpenAI · Slow US English
LEARNER DICTIONARY
Archivist
/ˈɑːrkɪvɪst/
Editorial verification pending

A keeper or guardian of historical records and memories.

State of the Union Addresses of Barack Obama, 2009-2016

Chapter II

Chapter 2 of State of the Union Addresses of Barack Obama, 2009-2016 is here in full — 425 sentences across 85 reading sections, with audio for every sentence and word.

Reading 1/85 · 5 reading units · Lines 1–5

Line 1
We need to make sure consumers and middle class families have the information they need to make financial decisions.
/wiː niːd tuː meɪk ʃʊr kənˈsuːmərz ənd ˈmɪdəl klæs ˈfæməliz hæv ðə ˌɪnfərˈmeɪʃən ðeɪ niːd tuː meɪk fəˈnænʃəl dɪˈsɪʒənz/
Line 2
We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.
Line 3
Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.
/naʊ ðə haʊs hæz ɔːlˈredi pæst fəˈnænʃəl rəˈfɔːrm wɪð ˈmeni ʌv ðiːz ˈtʃeɪndʒəz ənd ðə ˈlɑːbiɪsts ɑːr ˈtraɪɪŋ tuː kɪl ɪt/
Line 4
But we cannot let them win this fight.
Line 5
And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.
/ənd ɪf ðə bɪl ðæt endz ʌp ɑːn maɪ desk dʌz nɑːt miːt ðə test ʌv riːl rəˈfɔːrm aɪ wɪl send ɪt bæk ənˈtɪl wiː ɡet ɪt raɪt/

Learner Dictionary

These definitions explain words found in the current reading and keep every example grounded in its original sentence.

Oxford-style entry order: headword, part of speech, US IPA, concise definition, contextual example, and audio.

consumers noun US /kənˈsuːmərz/

plural of “consumer” — a person who uses goods or services

From this reading “We need to make sure consumers and middle class families have the information they need to make financial decisions.”

decisions noun US /dɪˈsɪʒənz/

plural of “decision” — the act of making up your mind about something

From this reading “We need to make sure consumers and middle class families have the information they need to make financial decisions.”

deposits noun US /dəˈpɑːzɪts/

plural of “deposit” — the phenomenon of sediment or gravel accumulating

From this reading “We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.”

economy noun US /ɪˈkɑːnəmi/

the system of production and distribution and consumption

From this reading “We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.”

institutions noun US /ˌɪnstɪˈtuːʃənz/

plural of “institution” — an organization founded and united for a specific purpose

From this reading “We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.”

lobbyists noun US /ˈlɑːbiɪsts/

plural of “lobbyist” — someone who is employed to persuade legislators to vote for legislation that favors the lobbyist's employer

From this reading “Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.”

risks noun US /rɪsks/

plural of “risk” — a source of danger; a possibility of incurring loss or misfortune

From this reading “We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.”

threaten verb US /ˈθretən/

pose a threat to; present a danger to

From this reading “We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.”

Word partnerships in these lines

English keeps certain words together, and knowing the pair is worth more than knowing each word alone. Every partnership below was counted across our whole published library, and earns its place by appearing far more often than two unrelated words of the same frequency would.

Shown as this reading writes them, with the form the library counts, what kind of pairing it is, and how often it occurs.

middle class noun + noun

the social class between the lower and upper classes

In this reading “We need to make sure consumers and middle class families have the information they need to make financial decisions.”

make sure verb + adjective

make a point of doing something; act purposefully and intentionally

In this reading “We need to make sure consumers and middle class families have the information they need to make financial decisions.”

All words in this reading · 71

Every word in these five lines is listed here, and every one of them can be played on its own.

Dictionary details are shown only when verified; these are not licensed Oxford entries.

allowverbUS /əˈlaʊ/

make it possible through a specific action or lack of action for something to happen

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

alreadyadverbUS /ɔːlˈredi/

prior to a specified or implied time

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

andconjunctionUS /ənd/

used to join words or parts of a sentence that go together

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

areauxiliary verbUS /ɑːr/

the form of “be” used with you, we, they, or a plural noun

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

backadverbUS /bæk/

in or to or toward a former location

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

billnounUS /bɪl/

a statute in draft before it becomes law

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

ButconjunctionUS /bʌt/

used to introduce something that contrasts with what came before

From this reading But we cannot let them win this fight.

can't

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

cannot

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading But we cannot let them win this fight.

changesnounUS /ˈtʃeɪndʒəz/

plural of “change” — an event that occurs when something passes from one state or phase to another

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

classnounUS /klæs/

a collection of things sharing a common attribute

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

consumersnounUS /kənˈsuːmərz/

plural of “consumer” — a person who uses goods or services

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

decisionsnounUS /dɪˈsɪʒənz/

plural of “decision” — the act of making up your mind about something

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

depositsnounUS /dəˈpɑːzɪts/

plural of “deposit” — the phenomenon of sediment or gravel accumulating

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

desknounUS /desk/

a piece of furniture with a writing surface and usually drawers or other compartments

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

doesauxiliary verbUS /dʌz/

the form of “do” used with he, she, it, or a singular noun

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

economynounUS /ɪˈkɑːnəmi/

the system of production and distribution and consumption

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

endsnounUS /endz/

plural of “end” — either extremity of something that has length

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

familiesnounUS /ˈfæməliz/

plural of “family” — a social unit living together

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

fightverbUS /faɪt/

be engaged in a fight; carry on a fight

From this reading But we cannot let them win this fight.

financialadjectiveUS /fəˈnænʃəl/

involving financial matters

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

getverbUS /ɡet/

come into the possession of something concrete or abstract

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

hasauxiliary verbUS /hæz/

the form of “have” used with he, she, it, or a singular noun

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

haveauxiliary verbUS /hæv/

used with a past participle to form the perfect tenses

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

HousenounUS /haʊs/

a dwelling that serves as living quarters for one or more families

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

IpronounUS /aɪ/

the person speaking or writing, as the subject of the verb

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

ifconjunctionUS /ɪf/

on condition that; in the event that

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

includingverbUS /ˌɪnˈkluːdɪŋ/

-ing form of “include” — have as a part, be made up out of

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

informationnounUS /ˌɪnfərˈmeɪʃən/

a message received and understood

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

institutionsnounUS /ˌɪnstɪˈtuːʃənz/

plural of “institution” — an organization founded and united for a specific purpose

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

itpronounUS /ɪt/

a thing, animal, or idea already mentioned

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

killverbUS /kɪl/

cause to die; put to death, usually intentionally or knowingly

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

letauxiliary verbUS /let/

used to make a suggestion or a command including the speaker

From this reading But we cannot let them win this fight.

lobbyistsnounUS /ˈlɑːbiɪsts/

plural of “lobbyist” — someone who is employed to persuade legislators to vote for legislation that favors the lobbyist's employer

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

makeverbUS /meɪk/

engage in

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

manyadjectiveUS /ˈmeni/

a quantifier that can be used with count nouns and is often preceded by “as” or “too” or “so” or “that”; amounting to a large but indefinite number

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

meetverbUS /miːt/

come together

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

middlenounUS /ˈmɪdəl/

an area that is approximately central within some larger region

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

mydeterminerUS /maɪ/

belonging to the person speaking

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

neednounUS /niːd/

a condition requiring relief

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

notadverbUS /nɑːt/

used to make a word, phrase, or sentence negative

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

NowadverbUS /naʊ/

in the historical present; at this point in the narration of a series of past events

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

ofprepositionUS /ʌv/

belonging to, or connected with, somebody or something

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

onprepositionUS /ɑːn/

touching and supported by a surface

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

passedverbUS /pæst/

past form of “pass” — go across or through

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

realadjectiveUS /riːl/

being or occurring in fact or actuality; having verified existence; not illusory

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

reformnounUS /rəˈfɔːrm/

a change for the better as a result of correcting abuses

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

rightadverbUS /raɪt/

precisely, exactly

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

risksnounUS /rɪsks/

plural of “risk” — a source of danger; a possibility of incurring loss or misfortune

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

sendverbUS /send/

cause to go somewhere

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

sureadjectiveUS /ʃʊr/

having or feeling no doubt or uncertainty; confident and assured

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

takeverbUS /teɪk/

carry out

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

testnounUS /test/

trying something to find out about it

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

thatconjunctionUS /ðæt/

used to introduce what somebody said, thought, or felt

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

thedeterminerUS /ðə/

used before a noun that is already known, already mentioned, or the only one of its kind

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

thempronounUS /ðem/

the people or things already mentioned, as the object

From this reading But we cannot let them win this fight.

thesedeterminerUS /ðiːz/

the plural of “this”: the people or things near, or just mentioned

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

theypronounUS /ðeɪ/

the people, animals, or things already mentioned, as the subject

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

thisdeterminerUS /ðɪs/

used for a person or thing that is near, or that has just been mentioned

From this reading But we cannot let them win this fight.

thosedeterminerUS /ðoʊz/

the plural of “that”: the people or things further away, or already known

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

threatenverbUS /ˈθretən/

pose a threat to; present a danger to

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

toparticleUS /tuː/

used before the base form of a verb to make the infinitive

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

tryingadjectiveUS /ˈtraɪɪŋ/

hard to endure

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

untilprepositionUS /ənˈtɪl/

up to a particular time

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

upadjectiveUS /ʌp/

being or moving higher in position or greater in some value; being above a former position or level

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

WepronounUS /wiː/

the speaker together with one or more other people

From this reading We need to make sure consumers and middle class families have the information they need to make financial decisions.

wholeadjectiveUS /hoʊl/

including all components without exception; being one unit or constituting the full amount or extent or duration; complete

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

willmodal verbUS /wɪl/

used to talk about the future, or about willingness

From this reading And if the bill that ends up on my desk does not meet the test of real reform, I will send it back until we get it right.

winverbUS /wɪn/

be the winner in a contest or competition; be victorious

From this reading But we cannot let them win this fight.

withprepositionUS /wɪð/

in the company of; together with

From this reading Now, the House has already passed financial reform with many of these changes, and the lobbyists are trying to kill it.

yourdeterminerUS /jɔːr/

belonging to the person or people being spoken to

From this reading We can't allow financial institutions, including those that take your deposits, to take risks that threaten the whole economy.

Chapter 2 of State of the Union Addresses of Barack Obama, 2009-2016 by Barack Obama holds 425 sentences, grouped into 85 reading sections of at most 5 sentences. The text is the source edition, unabridged, and the chapter records which sentences cover which part of the work so that nothing is dropped. Every word can be tapped for its pronunciation and dictionary entry.

What does chapter 2 of State of the Union Addresses of Barack Obama, 2009-2016 contain?

Chapter 2 holds 425 sentences of State of the Union Addresses of Barack Obama, 2009-2016, unabridged, divided into 85 reading sections.

This page carries chapter 2 of State of the Union Addresses of Barack Obama, 2009-2016 by Barack Obama exactly as it stands in the source edition, without abridgement. It runs to 425 sentences, grouped into 85 sections of at most 5 sentences so that a reader can take the chapter in steady, finishable pieces. The chapter also stores a coverage record mapping every one of its sentences to a part of the work, which is how the edition demonstrates that no line was dropped.

How do I study chapter 2 of State of the Union Addresses of Barack Obama, 2009-2016?

Work through the 85 sections in order, replaying any sentence and tapping unfamiliar words for their entries.

Each of the 85 sections in this chapter is short enough to read once, hear once, and then re-read with the vocabulary in view. Tapping a word plays it alone and opens its dictionary entry with IPA, part of speech and meaning, so the reader is never forced to guess a pronunciation from spelling. Working section by section keeps a long chapter from becoming an undifferentiated wall of text, which is the usual reason a reader abandons a work of this period.

Can chapter 2 be read aloud to me?

Yes — every sentence and every individual word in chapter 2 can be played aloud in United States English.

Audio covers the whole chapter: any sentence can be played, and any single word within it can be played on its own. The voice uses United States English. For a work of this period that matters, because spelling is an unreliable guide to pronunciation for vocabulary that has fallen out of daily use, and a learner who guesses wrong tends to keep the error. Hearing the word in its own sentence, and then alone, settles it.

Questions about reading State of the Union Addresses of Barack Obama, 2009-2016

Common questions about reading State of the Union Addresses of Barack Obama, 2009-2016 by Barack Obama on this page, its source edition and its audio.

Is this the complete text of State of the Union Addresses of Barack Obama, 2009-2016?

Yes. All 2994 sentences of Project Gutenberg eBook #50950 are kept, with a record of which sentences cover which part.

Which edition of State of the Union Addresses of Barack Obama, 2009-2016 is used?

Project Gutenberg eBook #50950, unabridged. The Project Gutenberg header, footer and licence are removed.

How long does State of the Union Addresses of Barack Obama, 2009-2016 take to read?

About 249 minutes of reading across 599 sections of 5 sentences each, at an unhurried pace.

How to read State of the Union Addresses of Barack Obama, 2009-2016 section by section

How to work through State of the Union Addresses of Barack Obama, 2009-2016 section by section, using the audio and the tap-to-define vocabulary.

  1. Open a chapter

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  2. Read one section

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  3. Listen and tap

    Play the section aloud, then tap any unfamiliar word for its entry.

Vocabulary met early in State of the Union Addresses of Barack Obama, 2009-2016

Words and structures a reader meets early in State of the Union Addresses of Barack Obama, 2009-2016, each tappable for pronunciation and meaning.

State
A word that appears in the opening chapter of State of the Union Addresses of Barack Obama, 2009-2016; the reader can tap it to hear it and see its dictionary entry.
Union
A word that appears in the opening chapter of State of the Union Addresses of Barack Obama, 2009-2016; the reader can tap it to hear it and see its dictionary entry.
Addresses
A word that appears in the opening chapter of State of the Union Addresses of Barack Obama, 2009-2016; the reader can tap it to hear it and see its dictionary entry.
Barack
A word that appears in the opening chapter of State of the Union Addresses of Barack Obama, 2009-2016; the reader can tap it to hear it and see its dictionary entry.