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The Financier: A Novel
The Financier: A Novel

Chapter XX · Chapter 20

Chapter 20 of The Financier: A Novel is here in full — 491 sentences across 99 reading sections, with audio for every sentence and word.

Cover illustration for The Financier: A Novel
Context Illustration Reading 1/98 · 5 lines
English subtitles · tap any word to listen 1 / 5
It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.
Stener was quite alone, worried and distraught.
He was anxious to see Cowperwood, and at the same time afraid.
George,” began Cowperwood, briskly, on seeing him, I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.
Things are looking very bad today.
0:00 / 0:00
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AI-generated narration by OpenAI · Slow US English
LEARNER DICTIONARY
Archivist
/ˈɑːrkɪvɪst/
Editorial verification pending

A keeper or guardian of historical records and memories.

The Financier: A Novel

Chapter XX · Chapter 20

Chapter 20 of The Financier: A Novel is here in full — 491 sentences across 99 reading sections, with audio for every sentence and word.

Reading 1/98 · 5 reading units · Lines 1–5

Line 1
It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.
Line 2
Stener was quite alone, worried and distraught.
Line 3
He was anxious to see Cowperwood, and at the same time afraid.
Line 4
George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.
Line 5
Things are looking very bad today.
/θɪŋz ɑːr ˈlʊkɪŋ ˈveri bæd təˈdeɪ/

Learner Dictionary

These definitions explain words found in the current reading and keep every example grounded in its original sentence.

Oxford-style entry order: headword, part of speech, US IPA, concise definition, contextual example, and audio.

altered adjective US /ˈɔːltərd/

changed in form or character without becoming something else

From this reading “It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.”

briskly adverb US /ˈbrɪskli/

in a brisk manner

From this reading ““George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.”

distraught adjective US /dɪˈstrɔːt/

deeply agitated especially from emotion

From this reading “Stener was quite alone, worried and distraught.”

fail verb US /feɪl/

fail to do something; leave something undone

From this reading ““George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.”

Monday noun US /ˈmʌndi/

the second day of the week; the first working day

From this reading “It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.”

spare verb US /sper/

refrain from harming

From this reading ““George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.”

today noun US /təˈdeɪ/

the present time or age

From this reading “Things are looking very bad today.”

worried adjective US /ˈwɜːrid/

afflicted with or marked by anxious uneasiness or trouble or grief

From this reading “Stener was quite alone, worried and distraught.”

All words in this reading · 66

Every word in these five lines is listed here, and every one of them can be played on its own.

Dictionary details are shown only when verified; these are not licensed Oxford entries.

afraidadjectiveUS /əˈfreɪd/

filled with fear or apprehension

From this reading He was anxious to see Cowperwood, and at the same time afraid.

afternoonnounUS /ˌæftərˈnuːn/

the part of the day between noon and evening

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

aloneadjectiveUS /əˈloʊn/

Having no one else present.

From this reading Stener was quite alone, worried and distraught.

alteredadjectiveUS /ˈɔːltərd/

changed in form or character without becoming something else

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

andconjunctionUS /ənd/

used to join words or parts of a sentence that go together

From this reading Stener was quite alone, worried and distraught.

anxiousadjectiveUS /ˈæŋkʃəs/

eagerly desirous

From this reading He was anxious to see Cowperwood, and at the same time afraid.

areauxiliary verbUS /ɑːr/

the form of “be” used with you, we, they, or a plural noun

From this reading Things are looking very bad today.

arrivedverbUS /ərˈaɪvd/

past form of “arrive” — reach a destination; arrive by movement or progress

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

atprepositionUS /æt/

in or near a particular place or position

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

badadjectiveUS /bæd/

having undesirable or negative qualities

From this reading Things are looking very bad today.

beganverbUS /bɪˈɡæn/

inflected form of “begin” — take the first step or steps in carrying out an action

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

brisklyadverbUS /ˈbrɪskli/

in a brisk manner

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

butconjunctionUS /bʌt/

used to introduce something that contrasts with what came before

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

comeverbUS /kʌm/

move toward, travel toward something or somebody or approach something or somebody

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

Cowperwood

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

distraughtadjectiveUS /dɪˈstrɔːt/

deeply agitated especially from emotion

From this reading Stener was quite alone, worried and distraught.

don't

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

facenounUS /feɪs/

the front of the human head from the forehead to the chin and ear to ear

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

failverbUS /feɪl/

fail to do something; leave something undone

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

finallyadverbUS /ˈfaɪnəli/

after an unspecified period of time or an especially long delay

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

GeorgenounUS /dʒɔːrdʒ/

Christian martyr; patron saint of England; hero of the legend of Saint George and the Dragon in which he slew a dragon and saved a princess (?-303)

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

haveauxiliary verbUS /hæv/

used with a past participle to form the perfect tenses

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

haven't

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

HepronounUS /hiː/

a man, boy, or male animal already mentioned, as the subject

From this reading He was anxious to see Cowperwood, and at the same time afraid.

himpronounUS /hɪm/

the male already mentioned, as the object of a verb or preposition

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

hundrednounUS /ˈhʌndrəd/

ten 10s

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

IpronounUS /aɪ/

the person speaking or writing, as the subject of the verb

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

I've

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

ifconjunctionUS /ɪf/

on condition that; in the event that

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

inprepositionUS /ɪn/

inside something, or within a place, period, or state

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

ItpronounUS /ɪt/

a thing, animal, or idea already mentioned

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

lateadjectiveUS /leɪt/

being or occurring at an advanced period of time or after a usual or expected time

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

letauxiliary verbUS /let/

used to make a suggestion or a command including the speaker

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

lookingnounUS /ˈlʊkɪŋ/

the act of directing the eyes toward something and perceiving it visually

From this reading Things are looking very bad today.

mepronounUS /miː/

the person speaking, as the object of a verb or preposition

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

MondaynounUS /ˈmʌndi/

the second day of the week; the first working day

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

moreadjectiveUS /mɔːr/

(comparative of “much” used with mass nouns) a quantifier meaning greater in size or amount or extent or degree

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

muchadverbUS /mʌtʃ/

to a great degree or extent

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

nowadverbUS /naʊ/

in the historical present; at this point in the narration of a series of past events

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

ofprepositionUS /ʌv/

belonging to, or connected with, somebody or something

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

officenounUS /ˈɔːfɪs/

place of business where professional or clerical duties are performed

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

onprepositionUS /ɑːn/

touching and supported by a surface

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

quiteadverbUS /kwaɪt/

to a degree (not used with a negative)

From this reading Stener was quite alone, worried and distraught.

sameadjectiveUS /seɪm/

Identical; not different.

From this reading He was anxious to see Cowperwood, and at the same time afraid.

seeverbUS /siː/

perceive by sight or have the power to perceive by sight

From this reading He was anxious to see Cowperwood, and at the same time afraid.

seeingnounUS /ˈsiːɪŋ/

perception by means of the eyes

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

situationnounUS /ˌsɪtʃuːˈeɪʃən/

the general state of things; the combination of circumstances at a given time

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

spareverbUS /sper/

refrain from harming

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

Stener

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading Stener was quite alone, worried and distraught.

Stener's

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

tellverbUS /tel/

express in words

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

thatconjunctionUS /ðæt/

used to introduce what somebody said, thought, or felt

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

thedeterminerUS /ðə/

used before a noun that is already known, already mentioned, or the only one of its kind

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

ThingsnounUS /θɪŋz/

any movable possession (especially articles of clothing)

From this reading Things are looking very bad today.

thisdeterminerUS /ðɪs/

used for a person or thing that is near, or that has just been mentioned

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

thousandnounUS /ˈθaʊzənd/

the cardinal number that is the product of 10 and 100

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

threenounUS /θriː/

the cardinal number that is the sum of one and one and one

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

timenounUS /taɪm/

an instance or single occasion for some event

From this reading He was anxious to see Cowperwood, and at the same time afraid.

toparticleUS /tuː/

used before the base form of a verb to make the infinitive

From this reading He was anxious to see Cowperwood, and at the same time afraid.

todaynounUS /təˈdeɪ/

the present time or age

From this reading Things are looking very bad today.

veryadjectiveUS /ˈveri/

precisely as stated

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

wantverbUS /wɑːnt/

feel or have a desire for; want strongly

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

wasauxiliary verbUS /wɑːz/

the past form of “be” used with I, he, she, it, or a singular noun

From this reading It was in the face of this very altered situation that Cowperwood arrived at Stener’s office late this Monday afternoon.

worriedadjectiveUS /ˈwɜːrid/

afflicted with or marked by anxious uneasiness or trouble or grief

From this reading Stener was quite alone, worried and distraught.

youpronounUS /juː/

the person or people being spoken to

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

you'll

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading “George,” began Cowperwood, briskly, on seeing him, “I haven’t much time to spare now, but I’ve come, finally, to tell you that you’ll have to let me have three hundred thousand more if you don’t want me to fail.

Chapter 20 of The Financier: A Novel by Theodore Dreiser holds 491 sentences, grouped into 99 reading sections of at most 5 sentences. The text is the public-domain source, unabridged, and the chapter records which sentences cover which part of the work so that nothing is dropped. Every word can be tapped for its pronunciation and dictionary entry.

What does chapter 20 of The Financier: A Novel contain?

Chapter 20 holds 491 sentences of The Financier: A Novel, unabridged, divided into 99 reading sections.

This page carries chapter 20 of The Financier: A Novel by Theodore Dreiser exactly as it stands in the public-domain source edition, without abridgement. It runs to 491 sentences, grouped into 99 sections of at most 5 sentences so that a reader can take the chapter in steady, finishable pieces. The chapter also stores a coverage record mapping every one of its sentences to a part of the work, which is how the edition demonstrates that no line was dropped.

How do I study chapter 20 of The Financier: A Novel?

Work through the 99 sections in order, replaying any sentence and tapping unfamiliar words for their entries.

Each of the 99 sections in this chapter is short enough to read once, hear once, and then re-read with the vocabulary in view. Tapping a word plays it alone and opens its dictionary entry with IPA, part of speech and meaning, so the reader is never forced to guess a pronunciation from spelling. Working section by section keeps a long chapter from becoming an undifferentiated wall of text, which is the usual reason a reader abandons a work of this period.

Can chapter 20 be read aloud to me?

Yes — every sentence and every individual word in chapter 20 can be played aloud in United States English.

Audio covers the whole chapter: any sentence can be played, and any single word within it can be played on its own. The voice uses United States English. For a work of this period that matters, because spelling is an unreliable guide to pronunciation for vocabulary that has fallen out of daily use, and a learner who guesses wrong tends to keep the error. Hearing the word in its own sentence, and then alone, settles it.

Questions about reading The Financier: A Novel

Common questions about reading The Financier: A Novel by Theodore Dreiser on this page, its source edition and its audio.

Is this the complete text of The Financier: A Novel?

Yes. All 11568 sentences of Project Gutenberg eBook #1840 are kept, with a record of which sentences cover which part.

Which edition of The Financier: A Novel is used?

Project Gutenberg eBook #1840, a public-domain edition. The Project Gutenberg header, footer and licence are removed.

How long does The Financier: A Novel take to read?

About 600 minutes of reading across 2314 sections of 5 sentences each, at an unhurried pace.

How to read The Financier: A Novel section by section

How to work through The Financier: A Novel section by section, using the audio and the tap-to-define vocabulary.

  1. Open a chapter

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  2. Read one section

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  3. Listen and tap

    Play the section aloud, then tap any unfamiliar word for its entry.

Vocabulary met early in The Financier: A Novel

Words and structures a reader meets early in The Financier: A Novel, each tappable for pronunciation and meaning.

Concerning
A word that appears in the opening chapter of The Financier: A Novel; the reader can tap it to hear it and see its dictionary entry.
Mycteroperca
A word that appears in the opening chapter of The Financier: A Novel; the reader can tap it to hear it and see its dictionary entry.
Bonaci
A word that appears in the opening chapter of The Financier: A Novel; the reader can tap it to hear it and see its dictionary entry.
Magic
A word that appears in the opening chapter of The Financier: A Novel; the reader can tap it to hear it and see its dictionary entry.