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The Financier: A Novel
The Financier: A Novel

Chapter XXXVIII · Chapter 38

Chapter 38 of The Financier: A Novel is here in full — 176 sentences across 36 reading sections, with audio for every sentence and word.

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Context Illustration Reading 1/35 · 5 lines
English subtitles · tap any word to listen 1 / 5
The days passed.
Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.
His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.
He realized that he owed her more, but he was sailing rather close to the wind financially, these days.
The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.
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LEARNER DICTIONARY
Archivist
/ˈɑːrkɪvɪst/
Editorial verification pending

A keeper or guardian of historical records and memories.

The Financier: A Novel

Chapter XXXVIII · Chapter 38

Chapter 38 of The Financier: A Novel is here in full — 176 sentences across 36 reading sections, with audio for every sentence and word.

Reading 1/35 · 5 reading units · Lines 1–5

Line 1
The days passed.
/ðə deɪz pæst/
Line 2
Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.
Line 3
His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.
Line 4
He realized that he owed her more, but he was sailing rather close to the wind financially, these days.
/hiː ˈriːəlaɪzd ðæt hiː oʊd hɜːr mɔːr bʌt hiː wɑːz ˈseɪlɪŋ ˈræðər kloʊs tuː ðə waɪnd fəˈnænʃəli ðiːz deɪz/
Line 5
The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.
/ðə ˈfaɪnəl kəˈlæps ʌv hɪz oʊld ˈɪntrəsts hæd kʌm ɪn mɑːrtʃ wen hiː hæd bɪn ˈliːɡəli dɪˈklerd ə ˈbæŋkrəpt ənd ɔːl hɪz ˈprɑːpərtiz ˈfɔːrfɪtɪd tuː ˈsætəsfaɪ ðə kleɪmz əˈɡenst hɪm/

Learner Dictionary

These definitions explain words found in the current reading and keep every example grounded in its original sentence.

Oxford-style entry order: headword, part of speech, US IPA, concise definition, contextual example, and audio.

bankrupt verb US /ˈbæŋkrəpt/

reduce to bankruptcy

From this reading “The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.”

collapse noun US /kəˈlæps/

an abrupt failure of function or complete physical exhaustion

From this reading “The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.”

financial adjective US /fəˈnænʃəl/

involving financial matters

From this reading “His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.”

financially adverb US /fəˈnænʃəli/

from a financial point of view

From this reading “He realized that he owed her more, but he was sailing rather close to the wind financially, these days.”

forfeited adjective US /ˈfɔːrfɪtɪd/

surrendered as a penalty

From this reading “The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.”

legally adverb US /ˈliːɡəli/

by law; conforming to the law

From this reading “The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.”

obligations noun US /ˌɑːbləˈɡeɪʃənz/

plural of “obligation” — the social force that binds you to the courses of action demanded by that force

From this reading “His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.”

properties noun US /ˈprɑːpərtiz/

plural of “property” — something owned; any tangible or intangible possession that is owned by someone

From this reading “The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.”

All words in this reading · 77

Every word in these five lines is listed here, and every one of them can be played on its own.

Dictionary details are shown only when verified; these are not licensed Oxford entries.

adeterminerUS /ə/

used before a singular noun to mean one of a group, when it is not a particular one

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

againstprepositionUS /əˈɡenst/

touching and pressing; in opposition to

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

alladjectiveUS /ɔːl/

(quantifier) used with either mass or count nouns to indicate the whole number or amount of or every one of a class

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

allowedverbUS /əˈlaʊd/

past form of “allow” — make it possible through a specific action or lack of action for something to happen

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

andconjunctionUS /ənd/

used to join words or parts of a sentence that go together

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

appearverbUS /əˈpɪr/

give a certain impression or have a certain outward aspect

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

bankruptverbUS /ˈbæŋkrəpt/

reduce to bankruptcy

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

beenauxiliary verbUS /bɪn/

the past participle of “be”

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

Bonhag

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

butconjunctionUS /bʌt/

used to introduce something that contrasts with what came before

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

byprepositionUS /baɪ/

showing who or what does the action

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

childrennounUS /ˈtʃɪldrən/

plural of “child” — a young person of either sex

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

claimsnounUS /kleɪmz/

plural of “claim” — an assertion of a right (as to money or property)

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

closeadjectiveUS /kloʊs/

at or within a short distance in space or time or having elements near each other

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

collapsenounUS /kəˈlæps/

an abrupt failure of function or complete physical exhaustion

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

comeverbUS /kʌm/

move toward, travel toward something or somebody or approach something or somebody

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

Cowperwood's

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

daysnounUS /deɪz/

the time during which someone's life continues

From this reading The days passed.

declaredadjectiveUS /dɪˈklerd/

made known or openly avowed

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

dollarsnounUS /ˈdɑːlərz/

plural of “dollar” — the basic monetary unit in many countries; equal to 100 cents

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

finaladjectiveUS /ˈfaɪnəl/

occurring at or forming an end or termination

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

financialadjectiveUS /fəˈnænʃəl/

involving financial matters

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

financiallyadverbUS /fəˈnænʃəli/

from a financial point of view

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

fivenounUS /faɪv/

the cardinal number that is the sum of four and one

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

forprepositionUS /fɔːr/

intended to be given to, or used by, somebody

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

forfeitedadjectiveUS /ˈfɔːrfɪtɪd/

surrendered as a penalty

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

hadauxiliary verbUS /hæd/

the past form of “have”, used to form the past perfect

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

hepronounUS /hiː/

a man, boy, or male animal already mentioned, as the subject

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

herdeterminerUS /hɜːr/

belonging to a woman, girl, or female animal already mentioned

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

himpronounUS /hɪm/

the male already mentioned, as the object of a verb or preposition

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

HisdeterminerUS /hɪz/

belonging to a man, boy, or male animal already mentioned

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

homenounUS /hoʊm/

where you live at a particular time

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

hundrednounUS /ˈhʌndrəd/

ten 10s

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

inprepositionUS /ɪn/

inside something, or within a place, period, or state

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

interestsnounUS /ˈɪntrəsts/

plural of “interest” — a sense of concern with and curiosity about someone or something

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

legallyadverbUS /ˈliːɡəli/

by law; conforming to the law

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

littleadjectiveUS /ˈlɪtəl/

limited or below average in number or quantity or magnitude or extent

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

MarchverbUS /mɑːrtʃ/

march in a procession

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

monthnounUS /mʌnθ/

one of the twelve divisions of the calendar year

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

moreadjectiveUS /mɔːr/

(comparative of “much” used with mass nouns) a quantifier meaning greater in size or amount or extent or degree

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

mothernounUS /ˈmʌðər/

a woman who has given birth to a child (also used as a term of address to your mother)

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

nowadverbUS /naʊ/

in the historical present; at this point in the narration of a series of past events

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

obligationsnounUS /ˌɑːbləˈɡeɪʃənz/

plural of “obligation” — the social force that binds you to the courses of action demanded by that force

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

occasionsnounUS /əˈkeɪʒənz/

something you have to do

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

ofprepositionUS /ʌv/

belonging to, or connected with, somebody or something

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

oldadjectiveUS /oʊld/

(used especially of persons) having lived for a relatively long time or attained a specific age

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

onprepositionUS /ɑːn/

touching and supported by a surface

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

OnceadverbUS /wʌns/

on one occasion

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

onepronounUS /wʌn/

used to mean any person in general, including the speaker

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

owedverbUS /oʊd/

past form of “owe” — be obliged to pay or repay

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

paidadjectiveUS /peɪd/

marked by the reception of pay

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

passedverbUS /pæst/

past form of “pass” — go across or through

From this reading The days passed.

payingadjectiveUS /ˈpeɪɪŋ/

yielding a fair profit

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

propertiesnounUS /ˈprɑːpərtiz/

plural of “property” — something owned; any tangible or intangible possession that is owned by someone

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

ratheradverbUS /ˈræðər/

on the contrary

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

reachedverbUS /riːtʃt/

past form of “reach” — reach a destination, either real or abstract

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

realizedadjectiveUS /ˈriːəlaɪzd/

successfully completed or brought to an end

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

sailingnounUS /ˈseɪlɪŋ/

the work of a sailor

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

satisfiedadjectiveUS /ˈsætəsfaɪd/

filled with satisfaction

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

satisfyverbUS /ˈsætəsfaɪ/

meet the requirements or expectations of

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

settledadjectiveUS /ˈsetəld/

established or decided beyond dispute or doubt

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

sisternounUS /ˈsɪstər/

a female person who has the same parents as another person

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

thatconjunctionUS /ðæt/

used to introduce what somebody said, thought, or felt

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

ThedeterminerUS /ðə/

used before a noun that is already known, already mentioned, or the only one of its kind

From this reading The days passed.

thesedeterminerUS /ðiːz/

the plural of “this”: the people or things near, or just mentioned

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

toparticleUS /tuː/

used before the base form of a verb to make the infinitive

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

twentynounUS /ˈtwenti/

the cardinal number that is the sum of nineteen and one

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

understandingnounUS /ˌʌndərˈstændɪŋ/

the cognitive condition of someone who understands

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

wasauxiliary verbUS /wɑːz/

the past form of “be” used with I, he, she, it, or a singular noun

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

wereauxiliary verbUS /wɜːr/

the past form of “be” used with you, we, they, or a plural noun

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

whenconjunctionUS /wen/

at the time that

From this reading The final collapse of his old interests had come in March, when he had been legally declared a bankrupt, and all his properties forfeited to satisfy the claims against him.

whichpronounUS /wɪtʃ/

used to introduce a clause giving more about a thing just mentioned

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

whopronounUS /huː/

which person or people

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

wifenounUS /waɪf/

a married woman; a man's partner in marriage

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

windnounUS /waɪnd/

air moving (sometimes with considerable force) from an area of high pressure to an area of low pressure

From this reading He realized that he owed her more, but he was sailing rather close to the wind financially, these days.

Wingate

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading His wife and the children were now settled in the little home for which he was paying, and his financial obligations to her were satisfied by Wingate, who paid her one hundred and twenty five dollars a month for him.

withprepositionUS /wɪð/

in the company of; together with

From this reading Once the understanding with Bonhag was reached, Cowperwood’s wife, mother and sister were allowed to appear on occasions.

Chapter 38 of The Financier: A Novel by Theodore Dreiser holds 176 sentences, grouped into 36 reading sections of at most 5 sentences. The text is the public-domain source, unabridged, and the chapter records which sentences cover which part of the work so that nothing is dropped. Every word can be tapped for its pronunciation and dictionary entry.

What does chapter 38 of The Financier: A Novel contain?

Chapter 38 holds 176 sentences of The Financier: A Novel, unabridged, divided into 36 reading sections.

This page carries chapter 38 of The Financier: A Novel by Theodore Dreiser exactly as it stands in the public-domain source edition, without abridgement. It runs to 176 sentences, grouped into 36 sections of at most 5 sentences so that a reader can take the chapter in steady, finishable pieces. The chapter also stores a coverage record mapping every one of its sentences to a part of the work, which is how the edition demonstrates that no line was dropped.

How do I study chapter 38 of The Financier: A Novel?

Work through the 36 sections in order, replaying any sentence and tapping unfamiliar words for their entries.

Each of the 36 sections in this chapter is short enough to read once, hear once, and then re-read with the vocabulary in view. Tapping a word plays it alone and opens its dictionary entry with IPA, part of speech and meaning, so the reader is never forced to guess a pronunciation from spelling. Working section by section keeps a long chapter from becoming an undifferentiated wall of text, which is the usual reason a reader abandons a work of this period.

Can chapter 38 be read aloud to me?

Yes — every sentence and every individual word in chapter 38 can be played aloud in United States English.

Audio covers the whole chapter: any sentence can be played, and any single word within it can be played on its own. The voice uses United States English. For a work of this period that matters, because spelling is an unreliable guide to pronunciation for vocabulary that has fallen out of daily use, and a learner who guesses wrong tends to keep the error. Hearing the word in its own sentence, and then alone, settles it.

Questions about reading The Financier: A Novel

Common questions about reading The Financier: A Novel by Theodore Dreiser on this page, its source edition and its audio.

Is this the complete text of The Financier: A Novel?

Yes. All 11568 sentences of Project Gutenberg eBook #1840 are kept, with a record of which sentences cover which part.

Which edition of The Financier: A Novel is used?

Project Gutenberg eBook #1840, a public-domain edition. The Project Gutenberg header, footer and licence are removed.

How long does The Financier: A Novel take to read?

About 600 minutes of reading across 2314 sections of 5 sentences each, at an unhurried pace.

How to read The Financier: A Novel section by section

How to work through The Financier: A Novel section by section, using the audio and the tap-to-define vocabulary.

  1. Open a chapter

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  3. Listen and tap

    Play the section aloud, then tap any unfamiliar word for its entry.

Vocabulary met early in The Financier: A Novel

Words and structures a reader meets early in The Financier: A Novel, each tappable for pronunciation and meaning.

Concerning
A word that appears in the opening chapter of The Financier: A Novel; the reader can tap it to hear it and see its dictionary entry.
Mycteroperca
A word that appears in the opening chapter of The Financier: A Novel; the reader can tap it to hear it and see its dictionary entry.
Bonaci
A word that appears in the opening chapter of The Financier: A Novel; the reader can tap it to hear it and see its dictionary entry.
Magic
A word that appears in the opening chapter of The Financier: A Novel; the reader can tap it to hear it and see its dictionary entry.