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The Merivale banks
The Merivale banks

Chapter XIV · Louie’s Courage

Chapter XIV of The Merivale banks, “Louie’s Courage,” is here in full — 212 sentences across 43 reading sections, with audio for every sentence and word.

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Context Illustration Reading 1/42 · 5 lines
English subtitles · tap any word to listen 1 / 5
A week passed, and the town was full of rumors of every description.
That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.
Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.
A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.
“That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.
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AI-generated narration by OpenAI · Slow US English
LEARNER DICTIONARY
Archivist
/ˈɑːrkɪvɪst/
Editorial verification pending

A keeper or guardian of historical records and memories.

The Merivale banks

Chapter XIV · Louie’s Courage

Chapter XIV of The Merivale banks, “Louie’s Courage,” is here in full — 212 sentences across 43 reading sections, with audio for every sentence and word.

Reading 1/42 · 5 reading units · Lines 1–5

Line 1
A week passed, and the town was full of rumors of every description.
/ə wiːk pæst ənd ðə taʊn wɑːz fʊl ʌv ˈruːmərz ʌv ˈevəri dɪˈskrɪpʃən/
Line 2
That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.
/ðæt ðə ˈæsets kʊd nɑːt bɪˈɡɪn tuː miːt ðə ˌlaɪəˈbɪlətiz wɑːz ə ˈsɜːrtənti ənd ðə ˈluːzərz wɜːr ˈfjʊriəs/
Line 3
Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.
/ˈmɪstər ɡreɪ wɑːz kɔːld ə ˈlaɪər ə tʃiːt ə ˈspendθrɪft ənd ˈɡæmblər huː hæd juːzd ðə ˈmʌni ʌv ðə puːr tuː enˈrɪtʃ hɪmˈself/
Line 4
A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.
Line 5
“That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

Learner Dictionary

These definitions explain words found in the current reading and keep every example grounded in its original sentence.

Oxford-style entry order: headword, part of speech, US IPA, concise definition, contextual example, and audio.

assets noun US /ˈæsets/

anything of material value or usefulness that is owned by a person or company

From this reading “That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.”

enrich verb US /enˈrɪtʃ/

make better or improve in quality

From this reading “Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.”

gambler noun US /ˈɡæmblər/

a person who wagers money on the outcome of games or sporting events

From this reading “Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.”

liabilities noun US /ˌlaɪəˈbɪlətiz/

anything that is owed to someone else

From this reading “That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.”

liquidating verb US /ˈlɪkwɪdeɪtɪŋ/

-ing form of “liquidate” — get rid of (someone who may be a threat) by killing

From this reading “A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.”

losers noun US /ˈluːzərz/

plural of “loser” — a contestant who loses the contest

From this reading “That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.”

rumors noun US /ˈruːmərz/

plural of “rumor” — gossip (usually a mixture of truth and untruth) passed around by word of mouth

From this reading “A week passed, and the town was full of rumors of every description.”

spendthrift noun US /ˈspendθrɪft/

someone who spends money prodigally

From this reading “Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.”

Word partnerships in these lines

English keeps certain words together, and knowing the pair is worth more than knowing each word alone. Every partnership below was counted across our whole published library, and earns its place by appearing far more often than two unrelated words of the same frequency would.

Shown as this reading writes them, with the form the library counts, what kind of pairing it is, and how often it occurs.

grand piano adjective + noun

a piano with the strings on a horizontal harp-shaped frame; usually supported by three legs

In this reading “A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.”

for sale preposition + noun

available for purchase

In this reading “A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.”

All words in this reading · 74

Every word in these five lines is listed here, and every one of them can be played on its own.

Dictionary details are shown only when verified; these are not licensed Oxford entries.

AdeterminerUS /ə/

used before a singular noun to mean one of a group, when it is not a particular one

From this reading A week passed, and the town was full of rumors of every description.

andconjunctionUS /ənd/

used to join words or parts of a sentence that go together

From this reading A week passed, and the town was full of rumors of every description.

assetsnounUS /ˈæsets/

anything of material value or usefulness that is owned by a person or company

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

beginverbUS /bɪˈɡɪn/

take the first step or steps in carrying out an action

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

calledverbUS /kɔːld/

past form of “call” — assign a specified (usually proper) proper name to

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

carriagenounUS /ˈkærɪdʒ/

a railcar where passengers ride

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

certaintynounUS /ˈsɜːrtənti/

the state of being certain

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

cheatverbUS /tʃiːt/

deprive somebody of something by deceit

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

couldmodal verbUS /kʊd/

the past of “can”; used for possibility or polite requests

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

debtsnounUS /dets/

plural of “debt” — the state of owing something (especially money)

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

descriptionnounUS /dɪˈskrɪpʃən/

a statement that represents something in words

From this reading A week passed, and the town was full of rumors of every description.

diamondsnounUS /ˈdaɪməndz/

plural of “diamond” — a transparent piece of diamond that has been cut and polished and is valued as a precious gem

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

enrichverbUS /enˈrɪtʃ/

make better or improve in quality

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

everydeterminerUS /ˈevəri/

all the members of a group, with none left out

From this reading A week passed, and the town was full of rumors of every description.

fairadjectiveUS /fer/

free from favoritism or self-interest or bias or deception; conforming with established standards or rules

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

firstadjectiveUS /fɜːrst/

preceding all others in time or space or degree

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

forprepositionUS /fɔːr/

intended to be given to, or used by, somebody

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

fulladjectiveUS /fʊl/

containing as much or as many as is possible or normal

From this reading A week passed, and the town was full of rumors of every description.

furiousadjectiveUS /ˈfjʊriəs/

marked by extreme and violent energy

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

gamblernounUS /ˈɡæmblər/

a person who wagers money on the outcome of games or sporting events

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

goverbUS /ɡoʊ/

change location; move, travel, or proceed, also metaphorically

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

Godfrey

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

grandadjectiveUS /ɡrænd/

of behavior that is impressive and ambitious in scale or scope

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

GreyadjectiveUS /ɡreɪ/

of an achromatic color of any lightness intermediate between the extremes of white and black

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

hadauxiliary verbUS /hæd/

the past form of “have”, used to form the past perfect

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

hepronounUS /hiː/

a man, boy, or male animal already mentioned, as the subject

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

heardadjectiveUS /hɜːrd/

detected or perceived by the sense of hearing

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

himselfpronounUS /hɪmˈself/

used when the man or boy doing the action is also its object

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

hisdeterminerUS /hɪz/

belonging to a man, boy, or male animal already mentioned

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

horsesnounUS /ˈhɔːrsəz/

plural of “horse” — solid-hoofed herbivorous quadruped domesticated since prehistoric times

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

housenounUS /haʊs/

a dwelling that serves as living quarters for one or more families

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

itpronounUS /ɪt/

a thing, animal, or idea already mentioned

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

knownadjectiveUS /noʊn/

apprehended with certainty

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

liabilitiesnounUS /ˌlaɪəˈbɪlətiz/

anything that is owed to someone else

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

liarnounUS /ˈlaɪər/

a person who has lied or who lies repeatedly

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

liquidatingverbUS /ˈlɪkwɪdeɪtɪŋ/

-ing form of “liquidate” — get rid of (someone who may be a threat) by killing

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

littleadjectiveUS /ˈlɪtəl/

limited or below average in number or quantity or magnitude or extent

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

losersnounUS /ˈluːzərz/

plural of “loser” — a contestant who loses the contest

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

Louie's

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

lullverbUS /lʌl/

calm by deception

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

mepronounUS /miː/

the person speaking, as the object of a verb or preposition

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

meetverbUS /miːt/

come together

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

moneynounUS /ˈmʌni/

the most common medium of exchange; functions as legal tender

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

MrnounUS /ˈmɪstər/

a form of address for a man

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

notadverbUS /nɑːt/

used to make a word, phrase, or sentence negative

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

occurredverbUS /əˈkɜːrd/

inflected form of “occur” — come to pass

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

ofprepositionUS /ʌv/

belonging to, or connected with, somebody or something

From this reading A week passed, and the town was full of rumors of every description.

or'to

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

passedverbUS /pæst/

past form of “pass” — go across or through

From this reading A week passed, and the town was full of rumors of every description.

payverbUS /peɪ/

give money, usually in exchange for goods or services

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

pianonounUS /piˈænoʊ/

a keyboard instrument that is played by depressing keys that cause hammers to strike tuned strings and produce sounds

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

pooradjectiveUS /puːr/

deserving or inciting pity

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

proceedsnounUS /prəˈsiːdz/

the income or profit arising from such transactions as the sale of land or other property

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

rumorsnounUS /ˈruːmərz/

plural of “rumor” — gossip (usually a mixture of truth and untruth) passed around by word of mouth

From this reading A week passed, and the town was full of rumors of every description.

saidadjectiveUS /sed/

being the one previously mentioned or spoken of

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

salenounUS /seɪl/

a particular instance of selling

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

Sheldon

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

spendthriftnounUS /ˈspendθrɪft/

someone who spends money prodigally

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

ThatconjunctionUS /ðæt/

used to introduce what somebody said, thought, or felt

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

That's

Dictionary entry pending editorial verification. Tap Listen to hear the word.

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

thedeterminerUS /ðə/

used before a noun that is already known, already mentioned, or the only one of its kind

From this reading A week passed, and the town was full of rumors of every description.

theypronounUS /ðeɪ/

the people, animals, or things already mentioned, as the subject

From this reading “That’s fair, and they or’to pay me first,” Godfrey Sheldon said, when he heard of it.

toparticleUS /tuː/

used before the base form of a verb to make the infinitive

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

towardprepositionUS /təˈwɔːrd/

in the direction of

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

townnounUS /taʊn/

an urban area with a fixed boundary that is smaller than a city

From this reading A week passed, and the town was full of rumors of every description.

usedadjectiveUS /juːzd/

employed in accomplishing something

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

wasauxiliary verbUS /wɑːz/

the past form of “be” used with I, he, she, it, or a singular noun

From this reading A week passed, and the town was full of rumors of every description.

weeknounUS /wiːk/

any period of seven consecutive days

From this reading A week passed, and the town was full of rumors of every description.

wereauxiliary verbUS /wɜːr/

the past form of “be” used with you, we, they, or a plural noun

From this reading That the assets could not begin to meet the liabilities was a certainty, and the losers were furious.

wheelverbUS /wiːl/

change directions as if revolving on a pivot

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

whenconjunctionUS /wen/

at the time that

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

whopronounUS /huː/

which person or people

From this reading Mr. Grey was called a liar, a cheat, a spendthrift and gambler, who had used the money of the poor to enrich himself.

wife'snounUS /waɪfs/

possessive form of “wife” — a married woman; a man's partner in marriage

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

withprepositionUS /wɪð/

in the company of; together with

From this reading A little lull occurred when it was known that his house was for sale, with his horses and carriage, his wife’s and Louie’s diamonds, the grand piano, and Louie’s wheel, and that the proceeds were to go toward liquidating the debts.

Chapter 14 of The Merivale banks by Mary Jane Holmes holds 212 sentences, grouped into 43 reading sections of at most 5 sentences. The text is the source edition, unabridged, and the chapter records which sentences cover which part of the work so that nothing is dropped. Every word can be tapped for its pronunciation and dictionary entry.

What does chapter 14 of The Merivale banks contain?

Chapter 14 holds 212 sentences of The Merivale banks, unabridged, divided into 43 reading sections.

This page carries chapter 14 of The Merivale banks by Mary Jane Holmes exactly as it stands in the source edition, without abridgement. It runs to 212 sentences, grouped into 43 sections of at most 5 sentences so that a reader can take the chapter in steady, finishable pieces. The chapter also stores a coverage record mapping every one of its sentences to a part of the work, which is how the edition demonstrates that no line was dropped.

How do I study chapter 14 of The Merivale banks?

Work through the 43 sections in order, replaying any sentence and tapping unfamiliar words for their entries.

Each of the 43 sections in this chapter is short enough to read once, hear once, and then re-read with the vocabulary in view. Tapping a word plays it alone and opens its dictionary entry with IPA, part of speech and meaning, so the reader is never forced to guess a pronunciation from spelling. Working section by section keeps a long chapter from becoming an undifferentiated wall of text, which is the usual reason a reader abandons a work of this period.

Can chapter 14 be read aloud to me?

Yes — every sentence and every individual word in chapter 14 can be played aloud in United States English.

Audio covers the whole chapter: any sentence can be played, and any single word within it can be played on its own. The voice uses United States English. For a work of this period that matters, because spelling is an unreliable guide to pronunciation for vocabulary that has fallen out of daily use, and a learner who guesses wrong tends to keep the error. Hearing the word in its own sentence, and then alone, settles it.

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Vocabulary met early in The Merivale banks

Words and structures a reader meets early in The Merivale banks, each tappable for pronunciation and meaning.

Chapter 1
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Chapter 2
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Chapter 3
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