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The Writings Of Thomas Paine — Volume III, 1791-1804
The Writings Of Thomas Paine — Volume III, 1791-1804

Chapter X

Chapter 10 of The Writings Of Thomas Paine — Volume III, 1791-1804 is here in full — 414 sentences across 83 reading sections, with audio for every sentence and word.

Cover illustration for The Writings Of Thomas Paine — Volume III, 1791-1804
Context Illustration Reading 1/82 · 5 lines
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The bank acts in three capacities.
As a bank of discount; as a bank of deposit; and as a banker for the government.
First, as a bank of discount.
The bank discounts merchants' bills of exchange for two months.
When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.
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The Writings Of Thomas Paine — Volume III, 1791-1804

Chapter X

Chapter 10 of The Writings Of Thomas Paine — Volume III, 1791-1804 is here in full — 414 sentences across 83 reading sections, with audio for every sentence and word.

Reading 1/82 · 5 reading units · Lines 1–5

Line 1
The bank acts in three capacities.
/ðə bæŋk ækts ɪn θriː kəˈpæsətiz/
Line 2
As a bank of discount; as a bank of deposit; and as a banker for the government.
/æz ə bæŋk ʌv dɪˈskaʊnt æz ə bæŋk ʌv dəˈpɑːzɪt ənd æz ə ˈbæŋkər fɔːr ðə ˈɡʌvərmənt/
Line 3
First, as a bank of discount.
/fɜːrst æz ə bæŋk ʌv dɪˈskaʊnt/
Line 4
The bank discounts merchants' bills of exchange for two months.
/ðə bæŋk dɪˈskaʊnts ˈmɜːrtʃənts bɪlz ʌv ɪksˈtʃeɪndʒ fɔːr tuː mʌnθs/
Line 5
When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

Learner Dictionary

These definitions explain words found in the current reading and keep every example grounded in its original sentence.

Oxford-style entry order: headword, part of speech, US IPA, concise definition, contextual example, and audio.

advances noun US /ədˈvænsəz/

plural of “advance” — a movement forward

From this reading “When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.”

annum noun US /ˈænəm/

(Latin) year

From this reading “When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.”

banker noun US /ˈbæŋkər/

a financier who owns or is an executive in a bank

From this reading “As a bank of discount; as a bank of deposit; and as a banker for the government.”

capacities noun US /kəˈpæsətiz/

plural of “capacity” — capability to perform or produce

From this reading “The bank acts in three capacities.”

deducting verb US /dɪˈdʌktɪŋ/

-ing form of “deduct” — make a subtraction

From this reading “When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.”

deposit verb US /dəˈpɑːzɪt/

put, fix, force, or implant

From this reading “As a bank of discount; as a bank of deposit; and as a banker for the government.”

discount noun US /dɪˈskaʊnt/

the act of reducing the selling price of merchandise

From this reading “As a bank of discount; as a bank of deposit; and as a banker for the government.”

discounts noun US /dɪˈskaʊnts/

plural of “discount” — the act of reducing the selling price of merchandise

From this reading “The bank discounts merchants' bills of exchange for two months.”

Word partnerships in these lines

English keeps certain words together, and knowing the pair is worth more than knowing each word alone. Every partnership below was counted across our whole published library, and earns its place by appearing far more often than two unrelated words of the same frequency would.

Shown as this reading writes them, with the form the library counts, what kind of pairing it is, and how often it occurs.

per annum preposition + noun

by the year; every year (usually with reference to a sum of money paid or received)

In this reading “When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.”

per cent preposition + noun

In this reading “When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.”

two months noun + noun counted as “two month”

In this reading “The bank discounts merchants' bills of exchange for two months.”

at the end preposition + article + noun counted as “at … end”

In this reading “When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.”

at the rate preposition + article + noun counted as “at … rate”

In this reading “When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.”

All words in this reading · 46

Every word in these five lines is listed here, and every one of them can be played on its own.

Dictionary details are shown only when verified; these are not licensed Oxford entries.

adeterminerUS /ə/

used before a singular noun to mean one of a group, when it is not a particular one

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

actsnounUS /ækts/

a New Testament book describing the development of the early church from Christ's Ascension to Paul's sojourn at Rome

From this reading The bank acts in three capacities.

advancesnounUS /ədˈvænsəz/

plural of “advance” — a movement forward

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

andconjunctionUS /ənd/

used to join words or parts of a sentence that go together

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

annumnounUS /ˈænəm/

(Latin) year

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

AsconjunctionUS /æz/

at the same time that; because; in the way that

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

atprepositionUS /æt/

in or near a particular place or position

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

banknounUS /bæŋk/

sloping land (especially the slope beside a body of water)

From this reading The bank acts in three capacities.

bankernounUS /ˈbæŋkər/

a financier who owns or is an executive in a bank

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

becomeverbUS /bɪˈkʌm/

enter or assume a certain state or condition

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

beforeprepositionUS /bɪˈfɔːr/

earlier than; in front of

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

billnounUS /bɪl/

a statute in draft before it becomes law

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

billsnounUS /bɪlz/

plural of “bill” — a statute in draft before it becomes law

From this reading The bank discounts merchants' bills of exchange for two months.

capacitiesnounUS /kəˈpæsətiz/

plural of “capacity” — capability to perform or produce

From this reading The bank acts in three capacities.

centnounUS /sent/

a fractional monetary unit of several countries

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

deductingverbUS /dɪˈdʌktɪŋ/

-ing form of “deduct” — make a subtraction

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

depositverbUS /dəˈpɑːzɪt/

put, fix, force, or implant

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

discountnounUS /dɪˈskaʊnt/

the act of reducing the selling price of merchandise

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

discountsnounUS /dɪˈskaʊnts/

plural of “discount” — the act of reducing the selling price of merchandise

From this reading The bank discounts merchants' bills of exchange for two months.

dueadjectiveUS /duː/

owed and payable immediately or on demand

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

endnounUS /end/

either extremity of something that has length

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

exchangenounUS /ɪksˈtʃeɪndʒ/

chemical process in which one atom or ion or group changes places with another

From this reading The bank discounts merchants' bills of exchange for two months.

FirstadjectiveUS /fɜːrst/

preceding all others in time or space or degree

From this reading First, as a bank of discount.

fivenounUS /faɪv/

the cardinal number that is the sum of four and one

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

forprepositionUS /fɔːr/

intended to be given to, or used by, somebody

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

governmentnounUS /ˈɡʌvərmənt/

the organization that is the governing authority of a political unit

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

hasauxiliary verbUS /hæz/

the form of “have” used with he, she, it, or a singular noun

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

himpronounUS /hɪm/

the male already mentioned, as the object of a verb or preposition

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

inprepositionUS /ɪn/

inside something, or within a place, period, or state

From this reading The bank acts in three capacities.

merchantnounUS /ˈmɜːr.tʃənt/

A person or company involved in wholesale trade, especially with foreign countries.

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

merchantsnounUS /ˈmɜːrtʃənts/

plural of “merchant” — a businessperson engaged in retail trade

From this reading The bank discounts merchants' bills of exchange for two months.

monthsnounUS /mʌnθs/

plural of “month” — one of the twelve divisions of the calendar year

From this reading The bank discounts merchants' bills of exchange for two months.

ofprepositionUS /ʌv/

belonging to, or connected with, somebody or something

From this reading As a bank of discount; as a bank of deposit; and as a banker for the government.

paymentnounUS /ˈpeɪmənt/

a sum of money paid or a claim discharged

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

perprepositionUS /pɜːr/

for each

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

ratenounUS /reɪt/

a magnitude or frequency relative to a time unit

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

thatconjunctionUS /ðæt/

used to introduce what somebody said, thought, or felt

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

ThedeterminerUS /ðə/

used before a noun that is already known, already mentioned, or the only one of its kind

From this reading The bank acts in three capacities.

therefromadverb

from that circumstance or source

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

threenounUS /θriː/

the cardinal number that is the sum of one and one and one

From this reading The bank acts in three capacities.

timenounUS /taɪm/

an instance or single occasion for some event

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

toparticleUS /tuː/

used before the base form of a verb to make the infinitive

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

twonounUS /tuː/

the cardinal number that is the sum of one and one or a numeral representing this number

From this reading The bank discounts merchants' bills of exchange for two months.

wantsnounUS /wɑːnts/

plural of “want” — a state of extreme poverty

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

WhenconjunctionUS /wen/

at the time that

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

willmodal verbUS /wɪl/

used to talk about the future, or about willingness

From this reading When a merchant has a bill that will become due at the end of two months, and wants payment before that time, the bank advances that payment to him, deducting therefrom at the rate of five per cent, per annum.

Chapter 10 of The Writings Of Thomas Paine — Volume III, 1791-1804 by Thomas Paine holds 414 sentences, grouped into 83 reading sections of at most 5 sentences. The text is the source edition, unabridged, and the chapter records which sentences cover which part of the work so that nothing is dropped. Every word can be tapped for its pronunciation and dictionary entry.

What does chapter 10 of The Writings Of Thomas Paine — Volume III, 1791-1804 contain?

Chapter 10 holds 414 sentences of The Writings Of Thomas Paine — Volume III, 1791-1804, unabridged, divided into 83 reading sections.

This page carries chapter 10 of The Writings Of Thomas Paine — Volume III, 1791-1804 by Thomas Paine exactly as it stands in the source edition, without abridgement. It runs to 414 sentences, grouped into 83 sections of at most 5 sentences so that a reader can take the chapter in steady, finishable pieces. The chapter also stores a coverage record mapping every one of its sentences to a part of the work, which is how the edition demonstrates that no line was dropped.

How do I study chapter 10 of The Writings Of Thomas Paine — Volume III, 1791-1804?

Work through the 83 sections in order, replaying any sentence and tapping unfamiliar words for their entries.

Each of the 83 sections in this chapter is short enough to read once, hear once, and then re-read with the vocabulary in view. Tapping a word plays it alone and opens its dictionary entry with IPA, part of speech and meaning, so the reader is never forced to guess a pronunciation from spelling. Working section by section keeps a long chapter from becoming an undifferentiated wall of text, which is the usual reason a reader abandons a work of this period.

Can chapter 10 be read aloud to me?

Yes — every sentence and every individual word in chapter 10 can be played aloud in United States English.

Audio covers the whole chapter: any sentence can be played, and any single word within it can be played on its own. The voice uses United States English. For a work of this period that matters, because spelling is an unreliable guide to pronunciation for vocabulary that has fallen out of daily use, and a learner who guesses wrong tends to keep the error. Hearing the word in its own sentence, and then alone, settles it.

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Project Gutenberg eBook #31271, unabridged. The Project Gutenberg header, footer and licence are removed.

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Vocabulary met early in The Writings Of Thomas Paine — Volume III, 1791-1804

Words and structures a reader meets early in The Writings Of Thomas Paine — Volume III, 1791-1804, each tappable for pronunciation and meaning.

Volume
A word that appears in the opening chapter of The Writings Of Thomas Paine — Volume III, 1791-1804; the reader can tap it to hear it and see its dictionary entry.
Putnam's
A word that appears in the opening chapter of The Writings Of Thomas Paine — Volume III, 1791-1804; the reader can tap it to hear it and see its dictionary entry.
Letter
A word that appears in the opening chapter of The Writings Of Thomas Paine — Volume III, 1791-1804; the reader can tap it to hear it and see its dictionary entry.
Lafayette
A word that appears in the opening chapter of The Writings Of Thomas Paine — Volume III, 1791-1804; the reader can tap it to hear it and see its dictionary entry.